With Asap Credit, you can get a salary advance of up to KES 1,000,000 in just 2 hours—no collateral needed!

Asap Credit's Check-Off Loans provide quick, unsecured financial relief for salaried employees through simple employer partnerships. Access up to 50% of your net pay in minutes – no paperwork, no CRB checks, no hidden fees. Available 24/7 via our app or USSD, with flexible 1-3 month terms at just 10% interest. Borrow confidently with CBK-licensed solutions tailored for you and your team.
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Checkoff Loans offer short-term salary advances for employees of MOU-partnered employers, covering urgent needs and repaid on the next payday.
Boost your cash flow instantly by unlocking up to 90% of your unpaid invoices with our fast, confidential invoice discounting service.
Fuel your business growth with our quick, flexible SME Micro Loans easy to access, affordable, and tailored to meet your working capital and expansion needs.
Get fast cash by using your vehicle’s logbook as collateral with our simple, no-credit-check logbook loans keep driving while you repay at flexible terms.
Get quick, affordable loans for your Boda Boda or Tuk Tuk with flexible repayment plans designed to boost your business and keep you moving forward.
Instantly boost your cash flow by converting post-dated cheques into quick, hassle-free cash with our secure cheque discounting service.
Grow your business confidently with our LPO Financing, covering supplier costs so you can fulfill large orders without cash flow worries.
Secure a flexible loan using your property’s title deed as collateral, with fast approval and affordable repayment terms to meet your financial needs.
To inspire and the microfinancing industryin Africa with the best customer centric products
To be a leading credit Microfinancing Company in Africa
Transparency, Integrity, Professionalism, Customer focus
To inspire and the microfinancing industryin Africa with the best customer centric products
To be a leading credit Microfinancing Company in Africa
Transparency, Integrity, Professionalism, Customer focus
Step into a world where financial barriers vanish with the tap of a button. At Asap Credit, we’re not just lenders—we’re architects of opportunity, crafting unsecured loans from KES 500 to 1,000,000 with instant approvals and rates starting at 3.34%. Backed by a decade of advisory expertise and a CBK license (CBK/DCP/2025/88), our SmartLend app and *711*7# USSD turn dreams into reality—whether it’s funding your studies, boosting your business, or securing your next paycheck. Join thousands who trust us to pave their path to prosperity, 24/7.
Our mission extends beyond loans to a future of financial freedom. With terms up to 48 months and no paperwork or CRB checks, we disburse funds in minutes. Trusted by thousands, including 50,000+ loan recipients, we uphold transparency and integrity. Asap Credit empowers SMEs and employees, guiding Kenya toward prosperity as of 09:31 AM EAT, October 02, 2025.
Empowering Kenya with Over 950+ Loans Delivered
A Decade of Advisory Serving Thousands of Kenyan Dreamers
Driving 1,250+ Success Stories in Microfinance Innovation
Global Finance 2020
Seize your financial future—apply for an Asap Credit loan now! Enjoy instant approvals, 3.34% rates, and up to KES 1,000,000, delivered to M-Pesa in minutes via SmartLend or *123# USSD—no CRB checks or paperwork. Join 50,000+ Kenyans thriving with us, 24/7. Act now!
Apply Now Via *711*7# for instant check-off loans.
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
The First Mauritian Bank to join the GRI Community
Instant account opening with a Customer On-boarding App
The First Mauritian Bank to join the GRI Community
CITI BANK
Straight-Through processing (STP) Excellence Award
MARCOM AWARDS
Platinum Winner for ‘The Believers’ Campaign
BURJ CEO AWARDS
Most Innovative Bank in Mauritius
GLOBAL BRANDS MAGAZINE
Most Innovative Treasury Services
Best Banking Brand in Mauritius
Best Credit Card Rewards Program
Access Scotiabank’s latest quarterly results and archived financial documents.