Business loans made simple
Amounts: KES 5,000 to KES 100,000. Rate: 10% rate. Repayment: Daily or weekly repayments.
Working capital support
Business Loans for riders, traders, and SMEs
Business loans made simple. Grow your business with straightforward financing, clear terms, flexible daily or weekly repayments, and options tailored to your industry.
RangeKES 5,000 to KES 100,000
Pricing10% rate
TermDaily or weekly repayments
Need eligibility, pricing, or application guidance first? Read the loan FAQs or contact the team.
Business LoansWorking-capital support for riders, traders, and SMEs, with stand-alone options for Mama Mboga, Boda Boda/Tuk Tuk, and SME lending.
Customer support24/7 customer support while your request is active
Straightforward financing for growth
Get clear, easy-to-understand terms, fast access to working capital, and practical support for daily operations and expansion.
Options tailored to your industry
Mama Mboga, Boda Boda/Tuk Tuk, and SME Loans are available as stand-alone options under one clear business profile.
Business segments
Stand-alone business loan products
Choose the segment that matches your business activity before you submit a request.
Mobility businesses
Boda Boda & Tuk Tuk Loans
Quick-cash working-capital support for riders handling repairs, insurance, fuel, and day-to-day operating pressure.
Boda Boda riders
Tuk Tuk operators
Market traders
Mama Mboga Loans
A short-cycle facility for fresh produce sellers and food traders who need reliable restocking support.
Vegetable vendors
Small food sellers
Market stall traders
Micro and small businesses
SME Loans
Structured support for small enterprises funding stock, operations, and near-term expansion.
Small retail shops
Kiosks
Salons and barbershops
Mtumba businesses
Liquor stores
Best suited for
Stock purchase and business expansion
Repairs, insurance, and fuel support for riders and operators
Daily or weekly cash-flow support for active traders and SMEs
Requirements
Be 18 years and above
National ID
Active mobile phone number
Business operating for more than 6 months
M-Pesa statements for 6 months
Ownership confirmation for motorbike or tuk tuk loans
SACCO registration for motorbike or tuk tuk loans
What business customers can expect
Fast approval and disbursement within 12 hours where applicable
Business stock accepted as security
Quick support for stock, transport costs, and short-term operations