Explore the available loan products, compare ranges and terms, and choose the service that matches your current need. If you want pricing, requirements, and application guidance first, read the loan FAQs.
Core products and stand-alone Business Loan options are shown together so you can compare quickly.
Working-capital support for riders, traders, and SMEs, with stand-alone options for Mama Mboga, Boda Boda/Tuk Tuk, and SME lending.Business loans made simple. Grow your business with straightforward financing, clear terms, flexible daily or weekly repayments, and options tailored to your industry.
Mobility businesses under Business LoansQuick-cash working-capital support for riders handling repairs, insurance, fuel, and day-to-day operating pressure.
Market traders under Business LoansA short-cycle facility for fresh produce sellers and food traders who need reliable restocking support.
Micro and small businesses under Business LoansStructured support for small enterprises funding stock, operations, and near-term expansion.
Short-term support for employees navigating urgent obligations before payday.Bridge the gap until payday with immediate support, clear communication, and repayment terms you review and agree to before funds are disbursed.
Business Loans and the stand-alone options below follow one profile: Amounts KES 5,000-KES 100,000, 10% rate, and daily or weekly repayment.
Quick access to working capital
Flexible daily payments
Minimal documentation
Fast approval and disbursement within 12 hours
Quick-cash working-capital support for riders handling repairs, insurance, fuel, and day-to-day operating pressure.
Boda Boda riders
Tuk Tuk operators
A short-cycle facility for fresh produce sellers and food traders who need reliable restocking support.
Vegetable vendors
Small food sellers
Market stall traders
Structured support for small enterprises funding stock, operations, and near-term expansion.
Small retail shops
Kiosks
Salons and barbershops
Mtumba businesses
Liquor stores
Review the basic requirements below so you know what to prepare before you continue.
Be 18 years and above
National ID
Active mobile phone number
Business operating for more than 6 months
M-Pesa statements for 6 months
Ownership confirmation for motorbike or tuk tuk loans
SACCO registration for motorbike or tuk tuk loans
Be 18 years and above
National ID
Active mobile phone number
Business operating for more than 6 months
M-Pesa statements for 6 months
Ownership confirmation for motorbike or tuk tuk loans
SACCO registration for motorbike or tuk tuk loans
Be 18 years and above
National ID
Active mobile phone number
Business operating for more than 6 months
M-Pesa statements for 6 months
Ownership confirmation for motorbike or tuk tuk loans
SACCO registration for motorbike or tuk tuk loans
Be 18 years and above
National ID
Active mobile phone number
Business operating for more than 6 months
M-Pesa statements for 6 months
Ownership confirmation for motorbike or tuk tuk loans
SACCO registration for motorbike or tuk tuk loans
National ID
Employer details
Active phone number
Basic income confirmation